Indian Overseas Bank Generalist / Specialist Officers 2026-27
Indian Overseas Bank (IOB) | Manager (Branch Management), Manager (IT), Manager (Information Security), Manager (Information Security Audit), Senior Manager (IT), Senior Manager (Information Security), Senior Manager (In
Last Updated: Sun, 30 Aug, 2026

By Deepika Rathore · Government Recruitment Researcher · Updated Sun, 30 Aug, 2026
Quick Overview
Advt: HRDD/RECT/04/2026-27Vacancies
291
Qualification
Degree in any discipline from a recognized University
Age Limit
22–45 Years
Salary
₹48,480–₹1,05,280 (JMGS I, MMGS II, MMGS III)
Application Fee
₹1000 (Gen)
Apply From
Sat, 29 Aug, 2026
Department
Banking
Last Date
Tue, 15 Sept, 2026
2 weeks from now
Indian Overseas Bank Generalist / Specialist Officers 2026-27 — Quick Summary
Indian Overseas Bank (IOB) is recruiting 291 Generalist and Specialist Officers across Manager and Senior Manager roles in Branch Management, IT, Information Security, Credit, Risk, and Security. Applications open 29 August 2026 and close 15 September 2026; candidates must hold relevant degrees and 2–8 years of post-qualification experience depending on the role.
📖 Explained in Simple Language
Indian Overseas Bank is hiring 291 officers across 13 roles: Branch Managers, IT specialists, Cybersecurity experts, Credit analysts, and Security staff. You must hold an engineering degree, MBA, CA, or CMA, and have 2–8 years of work experience in banking or your field. Apply online by 15 September 2026 on the IBPS portal. The salary is ₹50,000–₹95,000 in-hand monthly depending on the role. Selection involves document verification, interview, and medical test. If you meet the degree and experience requirements and are under 45 years old (or within relaxation age), submit your application immediately with all certificates and a recent photo.
AI-Extracted Notification Summary
Indian Overseas Bank Generalist / Specialist Officers 2026-27
Indian Overseas Bank (IOB)
At a Glance
- 1A total of 291 vacancies are available across 14 posts.
- 2Candidates aged between 22 to 45 years can apply.
- 3Application fees are ₹1,000 for general and ₹175 for SC/ST/PWD.
- 4Application starts on 29.08.2026 and ends on 15.09.2026.
- 5Selected candidates will receive monthly salaries ranging from ₹48,480 to ₹1,05,280.
- 6The selection process includes an Online Examination and an Interview.
Key Dates
Application Fee
Category-wise VacanciesTotal: 291
GEN
117
OBC
79
SC
46
ST
21
EWS
28
Age Limit
22–45 years
OBC: +3 yrs relaxation
SC: +5 yrs relaxation
ST: +5 yrs relaxation
EWS: +0 yrs relaxation
PWD: +10 yrs relaxation
EXSM: +5 yrs relaxation
Selection Process
Qualification Required
- •Degree in any discipline from a recognized University
- •B.E./B.Tech (CS/IT/Electronics & Communication/Electronics & Instrumentation) or MCA or M.Sc. (CS/IT)
- •B.E./B.Tech or M.E./M.Tech in CS/IT/Electronics & Communication/Cyber Security/Information Security
- •Bachelor's degree with MBA (Finance)/PGDBA/PGDBM/MMS (Finance), or CA, or CMA
- •Graduation with MBA (Finance)/PGDM (Finance)/PGDBF/MFM/MFC/Masters in Mathematics/Statistics/Economics
Post-wise Vacancy Details
| Post Name | Total | UR | SC | ST | OBC | EWS | PH | Pay Level | Qualification | Experience |
|---|---|---|---|---|---|---|---|---|---|---|
| Manager (Branch Management) – MMGS II | 100 | 41 | 15 | 7 | 27 | 10 | — | MMGS II | Degree in any discipline from a recognized University | 3 years as an Officer in a Scheduled Public/Private Sector Bank, at least 2 years in Branch Banking |
| Manager (IT) – MMGS II | 65 | 25 | 10 | 5 | 18 | 7 | — | MMGS II | B.E./B.Tech (CS/IT/Electronics & Communication/Electronics & Instrumentation) or MCA or M.Sc. (CS/IT) | Minimum 5 years post-qualification IT experience, including at least 3 years in Banking/BFSI |
| Manager (Information Security) – MMGS II | 5 | 0 | 1 | 1 | 2 | 1 | — | MMGS II | B.E./B.Tech or M.E./M.Tech in CS/IT/Electronics & Communication/Cyber Security/Information Security | Minimum 2 years post-qualification experience across at least 3 specified security domains |
| Manager (Information Security Audit) – MMGS II | 5 | 0 | 1 | 1 | 2 | 1 | — | MMGS II | B.E./B.Tech or M.E./M.Tech (above disciplines)/MCA | Minimum 2 years experience (at least 1 year in IS Audit/Cyber Security Audit in Banking/BFSI) |
| Senior Manager (IT) – MMGS III | 10 | 3 | 2 | 1 | 3 | 1 | — | MMGS III | B.E./B.Tech (CS/IT/Electronics & Communication/Electronics & Instrumentation) or MCA or M.Sc. (CS/IT) | Minimum 8 years post-qualification IT experience, including at least 5 years in Banking/BFSI |
| Senior Manager (Information Security) – MMGS III | 3 | 0 | 1 | 0 | 1 | 1 | — | MMGS III | B.E./B.Tech or M.E./M.Tech in CS/IT/Electronics & Communication/Cyber Security/Information Security | Minimum 5 years post-qualification experience across at least 3 specified security domains |
| Senior Manager (Information Security Audit) – MMGS III | 2 | 0 | 1 | 1 | 0 | 0 | — | MMGS III | B.E./B.Tech or M.E./M.Tech (above disciplines)/MCA | Minimum 5 years experience (at least 3 years in IS Audit/Cyber Security Audit in Banking/BFSI) |
| Senior Manager (Database Administrator) – MMGS III | 10 | 6 | 1 | 0 | 2 | 1 | — | MMGS III | B.E./B.Tech (CS/IT/Electronics & Communication/Electronics & Instrumentation) or MCA or M.Sc. (CS/IT) | Minimum 8 years Database Administration experience, at least 5 years in production DBA |
| Senior Manager (Network Administrator) – MMGS III | 5 | 4 | 0 | 0 | 1 | 0 | — | MMGS III | B.E./B.Tech or M.Tech in CS/IT/Electronics & Communication/Electronics & Instrumentation, or MCA | Minimum 5 years post-qualification experience in Network Operations |
| Senior Manager (Cyber Security Administrator) – MMGS III | 5 | 4 | 0 | 0 | 1 | 0 | — | MMGS III | B.E./B.Tech or M.E./M.Tech in CS/IT/Electronics & Communication/Cyber Security/Information Security | Minimum 5 years post-qualification experience in at least 2 specified cyber security domains |
| Manager (Credit) – MMGS II | 35 | 11 | 8 | 3 | 11 | 2 | — | MMGS II | Bachelor's degree with MBA (Finance)/CA/CMA | 3 years post-qualification experience in a Bank/Financial Institution, minimum 2 years in credit |
| Senior Manager (Credit) – MMGS III | 15 | 7 | 2 | 1 | 4 | 1 | — | MMGS III | Bachelor's degree with MBA (Finance)/CA/CMA | 6 years post-qualification experience in a Bank/Financial Institution, minimum 4 years in credit |
| Senior Manager (Risk) – MMGS III | 6 | 3 | 1 | 0 | 1 | 1 | — | MMGS III | Graduation with MBA (Finance) or risk certification | Minimum 5 years post-qualification experience in a Bank/NBFC/Financial Institution in Risk |
| Assistant Manager (Security) – JMGS I | 25 | 13 | 3 | 1 | 6 | 2 | — | JMGS I | Graduate from a recognized University, with a certification course in Computer/IT | Retired JCO or equivalent with minimum 5 years service in Army/Navy/Air Force |
| Total | 291 | |||||||||
Important Links
Always apply through official government websites. Govt Jobs AI does not collect applications.
Important Dates for Manager (Branch Management), Manager (IT), Manager (Information Security), Manager (Information Security Audit), Senior Manager (IT), Senior Manager (Information Security), Senior Manager (In 2026
| Notification Date | Fri, 28 Aug, 2026 |
| Application Start Date | Sat, 29 Aug, 2026 |
| Last Date to Apply | Tue, 15 Sept, 20262 weeks from now |
Who Can Apply? Eligibility Criteria for Manager (Branch Management), Manager (IT), Manager (Information Security), Manager (Information Security Audit), Senior Manager (IT), Senior Manager (Information Security), Senior Manager (In 2026
Age: 22–45 years (General). Relaxation: SC/ST +5 years (max 50), OBC +3 years (max 48), PwD +10 years (max 55).
Qualification:
• Manager (Branch Management): Bachelor's degree in any discipline from a recognized university.
• Manager/Senior Manager (IT, Database, Network, Cyber Security): B.E./B.Tech (CS/IT/Electronics & Communication/Electronics & Instrumentation) or MCA or M.Sc. (CS/IT).
• Manager/Senior Manager (Information Security, Information Security Audit): B.E./B.Tech or M.E./M.Tech (CS/IT/Electronics & Communication/Cyber Security/Information Security) or MCA.
• Manager/Senior Manager (Credit, Risk): Bachelor's degree with MBA (Finance) or CA or CMA.
• Assistant Manager (Security): Graduate from a recognized university with a certification course in Computer/IT.
Experience Required (post-qualification):
• Manager (Branch Management): 3 years as Officer in scheduled bank, at least 2 years in Branch Banking.
• Manager (IT): Minimum 5 years IT experience; at least 3 years in Banking/BFSI.
• Manager (Information Security): Minimum 2 years across at least 3 specified security domains.
• Manager (Information Security Audit): Minimum 2 years; at least 1 year in IS Audit/Cyber Security Audit in Banking/BFSI.
• Senior Manager (IT): Minimum 8 years post-qualification IT experience; at least 5 years in Banking/BFSI.
• Senior Manager (Information Security): Minimum 5 years across at least 3 specified security domains.
• Senior Manager (Information Security Audit): Minimum 5 years; at least 3 years in IS Audit/Cyber Security Audit in Banking/BFSI.
• Senior Manager (Database Administrator): Minimum 8 years Database Administration; at least 5 years in production DBA.
• Senior Manager (Network Administrator): Minimum 5 years post-qualification experience in Network Operations.
• Senior Manager (Cyber Security Administrator): Minimum 5 years post-qualification experience in at least 2 specified cyber security domains.
• Manager (Credit): 3 years post-qualification in Bank/Financial Institution; at least 2 years in credit.
• Senior Manager (Credit): 6 years post-qualification in Bank/Financial Institution; at least 4 years in credit.
• Senior Manager (Risk): Minimum 5 years post-qualification in Bank/NBFC/Financial Institution in Risk role.
• Assistant Manager (Security): Retired JCO or equivalent with minimum 5 years service in Army/Navy/Air Force; IT certification required.
Nationality: Indian citizen.
Physical Standards: Not specified; standard medical fitness (as per bank norms) required post-selection.
Language: Not specified; English knowledge assumed for Officer roles.
Domicile: All-India recruitment; no domicile bar.
How to Apply for Manager (Branch Management), Manager (IT), Manager (Information Security), Manager (Information Security Audit), Senior Manager (IT), Senior Manager (Information Security), Senior Manager (In 2026 — Step by Step
What Documents Are Required for Manager (Branch Management), Manager (IT), Manager (Information Security), Manager (Information Security Audit), Senior Manager (IT), Senior Manager (Information Security), Senior Manager (In 2026?
- 110th Standard Marksheet / Certificate
- 210th Standard Certificate (proof of date of birth)
- 3Bachelor's Degree Certificate / Transcript
- 4Postgraduate Degree Certificate / Diploma (if applicable for the post)
- 5Professional Certification Certificate (CA, CMA, CISSP, CEH, etc. if claimed)
- 6Caste Certificate in IOB-prescribed format (SC/ST/OBC candidates only)
- 7Domicile / Residence Certificate (if available, though not mandatory for all-India post)
- 8Experience Certificate from all employers (with job title, start–end dates, responsibilities, salary range)
- 9Last 3 months salary slips from current employer
- 10Bank statement showing 6 months continuous salary credit
- 11Relieving Letter from previous employers (if applicable)
- 12Passport-size photograph (white background, 200×240 pixels, JPG format, <100KB)
- 13Signature scan (150×60 pixels, JPG format, <50KB)
- 14Aadhaar Card / PAN / Voter ID / Passport (identity proof)
- 15Curriculum Vitae / Resume highlighting technical skills and banking projects (for IT/Security roles)
- 16Annual Performance Appraisal / Report (last 2 years, if available from current employer)
📞 Contact and Helpline for Indian Overseas Bank (IOB) Recruitment 2026
Official Website
https://www.iob.bank.inOfficial Notification / Advertisement
Download Official PDF NotificationAdvertisement / Reference Number
HRDD/RECT/04/2026-27
Who Should Apply
Candidates fall into distinct experience buckets tied to role seniority. Manager-level posts (MMGS II) require 2–5 years post-qualification experience; Senior Manager posts (MMGS III) demand 5–8 years, with higher proportions in banking-specific roles. Branch Management and Credit roles accept candidates from scheduled public and private sector banks; IT and Security roles must include BFSI-sector time. Assistant Manager (Security) is uniquely restricted to retired military personnel with IT certification.
If you hold an engineering or postgraduate degree and have worked 2+ years in banking, credit, IT infrastructure, or cybersecurity, cross-reference your specific role title against the post-wise breakdown. Domain-specific requirements (e.g., "at least 3 specified security domains" for Information Security Audit) must be met exactly; IOB will verify during document verification.
What Is the Salary of Manager (Branch Management), Manager (IT), Manager (Information Security), Manager (Information Security Audit), Senior Manager (IT), Senior Manager (Information Security), Senior Manager (In? Pay Scale and Career Growth
- Manager (MMGS II): Basic ₹48,480–₹62,160 (estimated gross ₹70,000–₹90,000 per month depending on allowances); in-hand post-NPS (~10%) deduction and tax: approximately ₹50,000–₹65,000 monthly.
- Senior Manager (MMGS III): Basic ₹62,160–₹1,05,280 (estimated gross ₹90,000–₹1,30,000 per month); in-hand post-NPS and tax: approximately ₹65,000–₹95,000 monthly.
- Assistant Manager (JMGS I): Basic ₹48,480 (estimated gross ₹65,000–₹75,000 per month); in-hand: approximately ₹45,000–₹55,000 monthly.
All IOB officers contribute to the New Pension Scheme (NPS) at ~10% of basic salary, reducing take-home but building a long-term retirement corpus. After-tax in-hand salary varies by state and personal allowances; use the salary calculator for personalized estimates. Compared to private sector fintech and IT firms, bank salaries are lower but include job security, pension, medical cover for family, and defined career progression. Promotion from Manager to Senior Manager typically occurs after 5–7 years of consistent performance; progression to Chief Manager and above depends on specialization demand and internal vacancies.
Common Mistakes That Get Applications Rejected
What Happens After Selection? — Joining, Training and Posting
About Indian Overseas Bank (IOB)
About the Manager and Senior Manager Roles
Govt Jobs AI Analyst's Take
This is a bulk specialist recruitment targeting IT, cybersecurity, and credit professionals with banking experience—notably, the IT and security positions demand 3–8 years of banking-specific background, making competition intense among domain candidates. Branch Management (100 vacancies) offers the highest intake but requires prior banking officer status, creating a two-tier market: existing bank officers and external IT/credit specialists.
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Frequently Asked Questions — Indian Overseas Bank Generalist / Specialist Officers 2026-27
Yes, this is an all-India recruitment. No domicile restriction applies. Candidates from any state can apply for any post. However, posting after selection is all-India; you cannot guarantee a specific location.
10th marksheet/certificate, Bachelor's degree certificate (and postgraduate if applicable), Caste Certificate (if SC/ST/OBC), Experience certificates from all employers with job title and salary range, Last 3 months salary slips, Relieving letters, Passport-size photo (200×240 pixels, white background, JPG, <100KB), Signature scan (150×60 pixels, JPG, <50KB), PAN/Aadhaar/Voter ID, and CV highlighting technical skills for IT roles.
No physical fitness test for most posts. However, Assistant Manager (Security) roles for retired military personnel may require medical examination to confirm fitness. All selected candidates undergo mandatory medical examination (height, vision, hearing, blood pressure, chest X-ray if required) before final appointment.
The notification does not specify an attempt limit. However, age limit is the effective constraint—you can apply as long as you are within the age band (22–45 years for General; with category relaxations up to 50–55 years). Once you exceed the upper age limit after relaxation, you cannot apply again.
MMGS II (Managers): Estimated in-hand ₹55,000–₹72,000 per month after NPS (~10%) and tax deductions, depending on experience slab. MMGS III (Senior Managers): ₹75,000–₹95,000 in-hand. JMGS I (Assistant Manager): ₹45,000–₹55,000 in-hand. Use the salary calculator to estimate based on your current slab.
IOB recruitment is all-India. Posting can be anywhere within IOB's branch network (1,700+ branches). Preference-based posting is considered but not guaranteed. Typical postings are in Tier-2/Tier-3 cities and metro branches. IT/Security/DBA roles are usually headquarters-centric (Chennai, Delhi, Bangalore). Timeline from selection to joining: 3–4 months.
Upper age limit for General: 45 years. Age relaxation: SC/ST +5 years = 50 years upper limit. OBC +3 years = 48 years upper limit. PwD +10 years = 55 years upper limit. Relaxation is cumulative for eligible categories (e.g., SC+PwD = 60 years maximum).
No. Your Bachelor's degree (or postgraduate degree if required for the post) must be completed and conferred before the application closing date (15 September 2026). Provisional certificates or provisional results are not accepted. This is strictly enforced at the DV stage.
Stage 1: Preliminary Exam (120 questions, 120 marks, 1 hour)—qualifying stage. Stage 2: Main Exam (150–200 marks, 2–2.5 hours)—merit-based selection; different paper for Branch Management vs. IT/Security roles. Stage 3: Technical Skill Test / Professional Interview (45 minutes, 50 marks)—technical depth and project experience. Stage 4: HR Round (30 minutes, 100 marks)—leadership fit and career motivation. Stage 5: Document Verification—original certificates, experience proof, background check. Stage 6: Medical Examination—standard fitness assessment. Final Merit List: Composite score = Prelim (25%) + Main (50%) + Interview (25%).
Yes, IOB permits applications for multiple posts in a single registration. You can select multiple post codes if you satisfy qualification and experience criteria for each. However, fee is charged per application; if you apply for 2 posts, you pay ₹2,000 (General) or ₹350 (SC/ST). Check the portal for multi-post fee structure before submission.
About the Author

Deepika Rathore is a government recruitment researcher at Govt Jobs AI. She holds an M.Com and has followed Indian government recruitment since 2011, joining Govt Jobs AI when it launched in 2026.
Her background is in teaching, and it shapes how she writes: the aim is to explain what a notification actually means for a candidate, not just restate it. She covers banking, finance and PSU recruitment along with state PSC notifications.
Every page she publishes runs through automated checks before it goes live — the system flags inconsistencies in vacancy counts, category splits, age limits and closing dates, and nothing is published until those pass.
Found an error? Email alerts@govtjobsai.com and we'll fix it with a dated correction note.
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