General Provident Fund (GPF) Calculator
Calculate GPF corpus for central govt employees (OPS) at 7.1% interest rate
Your Details
GPF Corpus at Retirement
₹76,37,033
Interest Earned
₹45,84,259
* GPF interest rate for FY 2024-25 is 7.1% p.a. GPF applies to central govt employees under OPS. Minimum subscription: 6% of Basic+DA. Entire GPF accumulation is tax-free at withdrawal.
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Frequently Asked Questions
The General Provident Fund (GPF) interest rate for FY 2024-25 is 7.1% per annum, same as FY 2023-24. It is notified by the government each quarter but has remained stable recently.
Only Central Government employees covered by OPS (joined before January 1, 2004) and those working on temporary basis for more than one year can subscribe to GPF. NPS employees cannot subscribe to GPF.
Minimum subscription is 6% of basic pay per month. Maximum is 100% of basic pay. The subscription rate can be changed twice a year.
Yes. GPF advances can be taken for house construction, education, medical expenses, and purchase of consumer durables. The advance is recovered in installments from salary.