Retirement Benefits Calculator
Complete retirement package — Gratuity + Leave Encashment + GPF/NPS + Pension
Total Retirement Lump Sum
₹3,10,68,529
Monthly Pension
₹96,175/mo
* Estimates only. NPS corpus assumes 10% p.a. return. OPS GPF is estimated. Actual amounts depend on increments, DA revision, and fund performance.
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Frequently Asked Questions
A Level 6 employee with 30 years of service can expect: Gratuity ≈ ₹20L, Leave Encashment ≈ ₹9L, and NPS corpus of ₹1.5–2.5 crore (market-linked) or OPS pension of ≈₹35,000/month.
The package includes: Gratuity (up to ₹25L), Leave Encashment (up to 300 days, tax-free ₹25L), GPF/NPS corpus, and monthly pension (50% of last basic under OPS, or annuity under NPS).
Under OPS, minimum 10 years of qualifying service is required for pension. Under NPS, there is no such minimum but annuity purchase of at least 40% of corpus is mandatory.
The retirement age for most Central Government employees is 60 years. Group A services (IAS, IPS etc.) may get extension up to 62 years. Certain R&D scientists can be extended up to 65 years.