Old Pension Scheme (OPS) Calculator
Calculate pension, family pension, and dearness relief under the Old Pension Scheme
Your Details
Monthly Pension (with DR)
₹40,290
Basic Pension
₹25,500/mo
* OPS applies to central govt employees appointed before 1 Jan 2004, and state employees under OPS states. Pension = 50% of last basic pay (max after 33 years). Minimum basic pension: ₹9,000/month.
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Frequently Asked Questions
Employees who joined Central/State Govt service before January 1, 2004, and states that have reverted to OPS, are eligible. It provides defined-benefit pension without market risk.
The minimum monthly pension under OPS is ₹9,000 (revised from time to time). This applies even if the formula-based pension would be less.
OPS Pension = 50% of last drawn basic pay (for 33+ years of service). For shorter service: pension = (Years of Service ÷ 33) × 50% × last basic pay, subject to minimum ₹9,000.
Family pension is initially 100% of OPS pension for the first 7 years (or until the employee would have turned 67, whichever is earlier). After that it is 60% of the employee's pension for life.