PSU IDA Pay 2025

PSU Salary Calculator

Calculate salary for Central PSUs (ONGC, BHEL, SAIL, NTPC etc.) under IDA pay pattern with DA and perks

IDA PatternDA 45.6%HRA 24%Perks 35%NPS Deductions

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Gross Monthly Salary

₹1,02,300

CTC (est.)

₹1,14,992/mo

Earnings

Basic Pay₹50,000
DA @ 45.6% of Basic₹22,800
HRA @ 24% of Basic (metro)₹12,000
Perks & Allowances @ 35% of Basic₹17,500
Gross Salary₹1,02,300

Deductions

NPS Employee (10% of Basic+DA)₹7,280
PSU NPS Contribution (14% — CTC)₹10,192
Estimated In-Hand (excl. tax)₹95,020

* Based on DPE IDA pay revision 2017. DA revised quarterly based on CPI. Perks/allowances vary by PSU. Income tax and other deductions not included.

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Frequently Asked Questions

IDA (Industrial DA) pattern is used by Central PSUs. Unlike CDA for govt employees, IDA is revised quarterly based on All India CPI-IW. Both aim to neutralize inflation but use different base indices.

PSUs typically pay perks worth 35% of basic pay as a flexible basket — employees can choose from transport, LTA, medical, books, and other allowances. This % can vary by PSU (30–40%).

For PSU employees who joined after December 2003, NPS is applicable. The employee contributes 10% and the PSU contributes 14% of Basic+DA. Pre-2004 employees may have defined benefit pension.

Most PSUs recruit at E-0 or E-1 level. CTC in E-0/E-1 ranges from ₹12–16 lakh/year. Take-home is approximately ₹55,000–70,000/month depending on location and PSU.